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Bendigo Balanced Index Fund

Fund overview

The Bendigo Balanced Index Fund (Fund) is a registered managed investment scheme whereby your money is pooled together with other investor’s money with the aim to create wealth by investing in investment markets via an index manager approach.

This Fund is an 'index' fund, meaning its investments are designed to represent a broad market or a portion of the broad market. Indexing is a way of gaining exposure to investment markets whilst not seeking to outperform the relevant markets. With index funds you are provided a level of certainty around the investment holdings.

Investment strategy

To predominantly invest via a selection of index funds that seek to track the performance of selected benchmarks for each asset class. Sandhurst will invest the Fund's assets across a variety of asset classes constructing the investment portfolio in a manner that it believes will meet the investment return objective

Sandhurst has appointed Vanguard as the investment manager of Australian shares, international shares, property securities and Australian and international fixed interest. Vanguard has established a reputation in Australia as an index specialist providing low cost indexed solutions to investors. Sandhurst manages the asset allocation, portfolio management and cash.

Asset allocation

Sandhurst determines, given the prevailing market conditions, the allocation of amounts to each asset class on an ongoing basis within the ranges set out below.

The neutral position of the Fund is 60% growth assets and 40% defensive assets.
Strategic asset class allocation Ranges
Australian shares 15 - 40%
International shares 15 - 40%
Property and infrastructure 0 - 20%
Fixed interest 10 - 50%
Cash 5 - 30%

In exceptional market conditions the Fund may have asset class allocations outside the stated minimum and maximum for short periods of time.

Key Features

Minimum initial investment $50,000
Minimum additional investment $100 or a minimum of $50 per month via the regular savings plan
Management costs* 0.43% p.a.
Income distributions Half yearly as at 30 June and 31 December and normally paid within 2 months

*Refer to the 'Fees and costs' section of the Product Disclosure Statement

Why choose the Bendigo Balanced Index Fund?

The Fund may be suitable for investors looking for:

  • capital growth and regular income from a diversified portfolio of growth and income generating assets.
  • a simple, cost-effective solution to help you save for your future.
  • comfort of an index management approach provided by a reputable index specialist.
  • a simple and convenient way to invest, as we handle all of the paperwork and administration.
  • a responsible entity with a proven record. Sandhurst aims to create wealth for investors by employing a disciplined and conservative approach to managing quality investments.

Recommended minimum investment timeframe

Recommended for at least a 4 year investment period.

Risk profile

MEDIUM

To find out more

The information on this page is a summary only. For further information, please refer to the Product Disclosure Statement (PDS), applicable PDS updates and Reference Guide which are available at our website www.sandhursttrustees.com.au/pds or alternatively please contact our Customer Service Team on 1800 634 969.