Review your budget
A budget is one of the most basic, but probably most useful things you can do to obtain control of your finances. It can help you track what you’re earning, what you’re spending and what happens to the leftovers – if there is any.
You can use our Online Budget Planner to determine what your current spending habits are and then set some guidelines about how you can change your habits and potentially invest for the future.
Set yourself a goal and savings plan
Clearly defined financial goals show where you are, where you’re going and help you track your progress. First off, you need to define the time period in which you wish to achieve your goal.
Use our savings calculator to see how much you can accumulate over time from an initial contribution and regular ongoing contributions.